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Legal information

The Ocean Credit Card is issued by Capital One (Europe) plc. Intelligent Lending Limited (trading as Ocean, Ocean Mortgages and Ocean Finance) acts as a credit broker for Capital One on an exclusive basis in respect of the Ocean Card and is paid by Capital One for these services. Registered office: Think Park, Mosley Road, Trafford Park, Manchester, M17 1FQ. Registered in England and Wales, (Company number 4291279). Authorised and regulated by the Financial Conduct Authority in respect of consumer-credit related activities, FCA registration number 310071, and Intelligent Lending Limited, FCA registration number 310069, both of which are authorised and regulated by the Financial Conduct Authority in respect of their insurance mediation and regulated mortgage activities. https://register.fca.org.uk/

Mastercard® is a registered trademark of Mastercard International Incorporated. Capital One® is a registered mark of Capital One. Registered Office: Trent House, Station Street, Nottingham NG2 3HX. Registered in England and Wales (Company Number 3879023). VAT Registration Number 690 6861 01. Authorised and regulated by the Financial Conduct Authority.

All rates are variable after their applicable introductory period. If no introductory period applies the rate(s) is/are variable from the date of the agreement. All applicants must be aged 18 or over and resident in the UK. Credit is available subject to status and conditions.

Calls are recorded for training and quality purposes. Calls to 0161 numbers from mobiles and landlines are charged at local rate. Please check with your network provider for details on your call package.